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Attorney Randy H. Gugino
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  • Home
  • Randy H. Gugino
  • Practice Areas
    • Bankruptcy
      • Bankruptcy Overview
      • Bankruptcy Exemptions
      • Debt Consolidation
      • Chapter 7 Bankruptcy
      • Chapter 13 Bankruptcy
    • Divorce and Family Law
      • Property Division
      • Child Custody
      • Child Support
      • Spousal Maintenance
      • Prenuptial Agreements
    • Estate Planning & Probate
      • Wills and Trusts
      • Estate Planning Necessities
      • Preserving Your Assets
      • Updating A Will
      • Healthcare Proxy
      • Power of Attorney
    • Foreclosure Defense
    • Real Estate
    • Criminal Defense
    • Personal Injury
  • Legal Resources
    • Educational Videos
    • Legal Blog
    • New York Divorce Guide
    • New York Estate Planning Guide
    • New York Real Estate Guide
  • Client Reviews
  • Contact Us
    • Amherst Law Office
    • West Seneca Office

Category Archives: Bankruptcy

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3 Common Bankruptcy Questions

3 Common Bankruptcy Questions

Bankruptcy, Bankruptcy Law, Randy H. Gugino BlogBy Randy Gugino, Esq.July 26, 2021

Are you filing for bankruptcy? Check out these 3 common bankruptcy questions that we are often asked. Then, call our Buffalo attorney today. 1. How Can I Reduce My Mortgage During Bankruptcy? It is impossible to Reduce your Mortgage in a Chapter 13 Bankruptcy If you have a Home Equity Loan, or a second Mortgage,…

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4 Bankruptcy Tips

4 Bankruptcy Tips

Bankruptcy, Bankruptcy Law, Randy H. Gugino BlogBy Randy Gugino, Esq.June 28, 2021

Are you or a loved one filing for bankruptcy in Buffalo? Check out these 4 bankruptcy tips, then call our lawyer to get started on your case. 1) What To Do If Your Bank Account Is Frozen By Creditors These Assets cannot be taken through a garnishee against your accounts You have to notify your lender,…

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Preparing for Bankruptcy

Preparing for Bankruptcy

Bankruptcy, Bankruptcy Law, Randy H. Gugino BlogBy Randy Gugino, Esq.June 7, 2021

Are you considering filing for bankruptcy and have questions about preparing for bankruptcy? Watch this video, then call our lawyer today. Your attorney will ask for your tax returns over the past 2 years, pay stubs over the past 2 or 3 weeks, and a credit report You will need a title to your car,…

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Phony Collection Calls

Phony Collection Calls

Bankruptcy, Randy H. Gugino BlogBy Randy Gugino, Esq.February 22, 2021

Have you been experiencing phony collection calls and want to know how to handle them? Watch this video, then call our office for a legal consultation. Do not make payments to individuals who refuse to identify who they are, or who they are representing You should contact your Attorney before you take any further action This…

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Dealing With Foreclosure

Dealing With Foreclosure

Bankruptcy, Randy H. Gugino BlogBy Randy Gugino, Esq.February 8, 2021

Dealing With Foreclosure Are you filing for bankruptcy and have questions about dealing with foreclosure? Watch this video, then contact our Buffalo Bankruptcy Lawyer today. You may be confronted with a Bank Foreclosure, or an In Rem Proceeding In either case, you can avoid the Foreclosure by filing for Chapter 13 Bankruptcy If you cannot…

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3 Bankruptcy Questions

3 Bankruptcy Questions

Bankruptcy, Randy H. Gugino BlogBy Randy Gugino, Esq.January 4, 2021

Are you going through the bankruptcy process and need answers? Check out these 3 bankruptcy questions, then call our Buffalo office today. How do I qualify for Chapter 7 bankruptcy? You need to take your household size and income into consideration Your income has to be below the average income in New York State for…

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Collection Company Harassment

Collection Company Harassment

Bankruptcy, Randy H. Gugino BlogBy Randy Gugino, Esq.November 23, 2020

Are you going through bankruptcy and have questions about collection company harassment? Contact Randy Gugino today for a consultation. It is unlawful for Collection Companies to contact you at irregular hours of the day If these individuals continue to harass you, contact an Attorney right away This educational video was provided by Randy H. Gugino, an…

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3 How To Bankruptcy Answers

3 “How To” Bankruptcy Answers

Bankruptcy, Randy H. Gugino BlogBy Randy Gugino, Esq.November 16, 2020

Are you facing a difficult time with bankruptcy and have questions? Check out these 3 “How To” bankruptcy answers, then contact our office for a consultation. 1. How To Deal With Collection Company Harassment It is unlawful for Collection Companies to contact you at irregular hours of the day If these individuals continue to harass…

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3 Commonly Asked Bankruptcy Questions

3 Commonly Asked Bankruptcy Questions

Bankruptcy, Randy H. Gugino BlogBy Randy H. Gugino, Esq.October 13, 2020

Are you or a loved one constantly being called by creditors and have questions about bankruptcy? Here are 3 commonly asked bankruptcy questions that we have answered. Call for a consultation and case evaluation. How Can I Reduce My Mortgage During Bankruptcy? It is impossible to Reduce your Mortgage in a Chapter 13 Bankruptcy If…

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How To Prepare for Bankruptcy

How To Prepare for Bankruptcy

Bankruptcy, Randy H. Gugino BlogBy Randy H. Gugino, Esq.September 21, 2020

This educational video about how to prepare for bankruptcy was provided by Randy H. Gugino, an experienced Buffalo Bankruptcy Attorney. Your attorney will ask for your tax returns over the past 2 years, pay stubs over the past 2 or 3 weeks, and a credit report You will need a title to your car, your…

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THIS IS AN ADVERTISEMENT. These materials have been prepared by The Law Offices of Randy H. Gugino for general informational purposes only and are not intended and should not be construed as legal advice or legal opinion on any specific facts or circumstances. Every case is unique. The information contained in this website is not intended to create, and receipt of it does not constitute, a lawyer-client relationship nor is it intended to substitute for the advice of an attorney. Website Users should not act upon this information without seeking professional legal counsel. This website constitutes Attorney Advertising. | Privacy Policy | Sitemap | © 2020 Law Offices of Randy H. Gugino
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